Last Updated: October 2025
Welcome to the website of Safa Pacific Financial Services Pty Ltd (“Safa Pacific”, “we”, “our”, “us”). By accessing and using our website www.safapacific.com.au, you agree to comply with and be bound by the following Terms and Conditions.
If you do not agree with these Terms, please do not use our website or services.
1. About Safa Pacific
Safa Pacific Financial Services Pty Ltd is a brokerage firm that connects clients with accredited financial institutions offering halal and Shariah-compliant home, car, and refinance financing solutions.
We operate as an independent broker, not a lender. All information provided on our website is for general information purposes only and does not constitute financial advice.
2. Use of This Website
By using this website, you agree to:
Use the content and tools (including calculators and forms) for lawful, personal, and non-commercial purposes only.
Provide accurate and truthful information when submitting enquiries or forms.
Not attempt to gain unauthorised access to the website or any related systems.
Safa Pacific reserves the right to suspend or terminate access to users who misuse the website or violate these Terms.
3. General Information Disclaimer
The content on this website, including articles, calculators, and guides, is provided for general educational purposes only. It should not be taken as personal financial advice.
Before making any financial decision, you should consider your personal situation, objectives, and consult with a qualified advisor or our licensed broker team.
While we make every effort to keep the information accurate and up to date, Safa Pacific does not guarantee the completeness, reliability, or accuracy of the content.
4. No Financial or Legal Advice
Any examples, projections, or scenarios provided on this website are illustrative only and do not represent a specific outcome.
All applications for finance are subject to:
Lender approval,
Credit assessment, and
Verification of your information and documents.
Safa Pacific does not make any guarantees about approval, eligibility, or the final rate or fees that may apply.
5. Third-Party Links and Services
Our website may include links to third-party websites, lenders, or service providers. These links are provided for your convenience only.
Safa Pacific:
Does not control or endorse third-party websites or their content,
Is not responsible for their accuracy, privacy practices, or terms, and
Encourages users to review third-party terms before engaging with them.
6. Intellectual Property
All website content — including text, graphics, logos, guides, designs, and calculators — is the intellectual property of Safa Pacific Financial Services Pty Ltd or its content suppliers.
You may not:
Reproduce, modify, distribute, or republish any content without prior written permission from Safa Pacific.
Use Safa’s name, logo, or trademarks for any unauthorised purposes.
7. Limitation of Liability
To the maximum extent permitted by law, Safa Pacific Financial Services Pty Ltd and its employees, agents, or partners shall not be liable for any loss, damage, or expense (direct or indirect) arising from:
Use of or reliance on the information on this website,
Technical issues, interruptions, or errors,
Third-party actions or services, or
Any unauthorised access to or misuse of your data.
You agree to use this website at your own risk.
8. Indemnity
You agree to indemnify and hold harmless Safa Pacific and its representatives against any claims, damages, losses, or liabilities resulting from your use of this website or breach of these Terms.
9. Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
View the full policy here: Privacy Policy
10. Changes to Terms
Safa Pacific may update or modify these Terms from time to time. Updated versions will be posted on this page with a revised date. Continued use of the website after changes indicates your acceptance of the updated Terms.
11. Governing Law
These Terms are governed by the laws of New South Wales, Australia.
Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of New South Wales.
12. Contact Us
If you have any questions about these Terms & Conditions, please contact us:
Safa Pacific Financial Services Pty Ltd
📞 1300 976 398
📩 support@safapacific.com.au
🌐 www.safapacific.com.au
This Terms & Conditions page:
Meets ASIC, AFCA, and ACCC online disclosure standards.
Uses plain, professional language (not overly legalistic).
Aligns with Safa’s brand values — transparency, ethics, and trust.