We're Australia's Most Trusted shariah-compliant brokerage service
Home financing can be complicated we make it simple in 4 steps
More lenders means more choice and better rates
How Safa works
Share your
needs
Tell us about your property needs and financial situation.
Define your
goals
Together, we'll define your goals and create a personalized plan.
Find your finance option
We'll research and find the most suitable Islamic finance options for you.
Buy with confidence
Our expert guidance will help you confidently purchase your dream property.
Monitor your portfolio
We'll monitor your portfolio so that you can take advantage of every opportunity.
What Our Clients Say About Our Company
Mr Fateh M.
Mr Yaqoob M.
Mr Shakir A.
Mr Babar S.
We’re here to help
01.
Maximizing Your Borrowing
02.
Maximise your equity and reduce your repayments
We offer various services to help lower your Ijarah repayments, including negotiating a better rate and exploring options.
03.
Monitoring your portfolio
Our Professional Staff
MANAGING DIRECTOR/FOUNDER
Zain
DIRECTOR OPERATIONS
Elizabeth
Director
Razi
Head of IT
Kashif
Head of Marketing
Saad
Head of Operations
Hamza
CREATIVE LEAD
Madhiya
CLIENT EXPERIENCE MANAGER
Samantha
Contact Information
Phone
Location
Level 1, 22 Brookhollow Avenue, Norwest NSW 2153.
Follow Us
FAQ's
Answers to common questions about home financing and Safa Pacific Brokerage Service. Got more questions? Contact us today to get your free consultation.
What is the difference between a conventional home loan and an Islamic home finance?
A conventional home loan charges interest, whereas a Islamic home finance is structured based on the principles of Islamic finance, which prohibits interest. Instead, the financier and borrower share the risk and reward of the financing.
How long does the home finance application process typically take?
The time it takes to process a home loan application can vary depending on a variety of factors, such as the application’s complexity and the borrower’s responsiveness. However, the process can take several weeks to a few months.
What is the minimum down payment required for a Islamic home finance?
The minimum down payment required for a home loan can vary depending on the financier and the type of finance. The minimum down payment is typically 10% of the property’s purchase price, however standard down payment without mortgage insurance is 20%.
What is pre-approval, and why is it important?
A pre-approval is a conditional commitment from a financier to provide financing up to a certain amount. It’s important because it can help you determine your budget when shopping for a home and gives you an advantage when making an offer.
What are the fees associated with obtaining a home finance?
Fees associated with obtaining a home finance can vary depending on the financer and the type of finance. Standard fees include application fees, valuation fees, and legal fees. Reviewing the fee schedule with your financier before applying for a home finance is important.